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How to Add Money to Apple Pay – A Complete Beginners Guide

We will explore this fantastic app, and we will talk about topics like how to add money to Apple Pay.

May 29, 2022 at 2:19 pm in Financial

In today’s time, we are either android or iPhone users, and if we are someone who uses an iPhone, we most probably have heard about Apple Pay. So today, we will explore this fantastic app, and we will talk about topics like how to add money to Apple Pay.

According to the World Bank, the United States has the most money transfers globally, and after the US, it’s Saudi Arabia and Switzerland. For transfers to be done digitally and in such huge numbers, there has to be a reliable source to carry this out. 

How to Add Money to Apple Pay

The number one app around the world right now is Apple Pay.  

How to Add Money to Apple Pay – Introduction

The reason why Apple finds it necessary to create Apple Pay is simple. They wanted to introduce something that could ditch our traditional cards and carry cards everywhere. 

To get rid of that, they introduced Apple Pay, a platform where we can carry our cards with us. Carry them on all our Apple devices like iPhones, Ipad, and Apple Watch. This is also beneficial because we will never have to worry about our cards getting lost or anything else. 

Now that we can understand why Apple Pay came into existence let’s move on to the next step of our blog. 

About Apple Pay

Before learning how to add money to Apple Pay, let’s see some features of this service. A contactless payment technology that Apple uses for all Apple devices. The launch of Apple Pay made it possible to ditch our credit and debit cards at home and become cardless. We can download Apple Pay from the App Store if it is deleted on the phone, but it came installed on all new devices. 

Apple Pay has been available on all the latest and old iPhone models ever since it became available in 2014. As a result, Apple Pay is accepted almost everywhere; it is acceptable there wherever it is a contactless payment symbol or Apple Pay symbol. 

In the US, Apple Pay is used in 75% of stores, and in the UK, it is being accepted nationwide in 85%, but Australia is ahead of both these countries, with it being used in 99% of stores and other places. 

It is being used in the iPhone’s browser like Safari, and we can use it easily in public transportation and other non-profit organizations as well. After the launch of Apple Pay, they also launched payment through the messages app, which was called Apple Cash, and after that, Apple Card also came into existence which has its perks. 

Apple Pay is unstoppable; even now, it has made the transaction safe through ‘tokenization,’ and it doesn’t share the card number, which gives more safety. Apple wanted us to worry less about our cards and skip the process of finding the card to pay for something, and it has pretty much achieved that goal. 

How to Add Money to Apple Pay – Step by Step

Adding money to Apple Pay? It can be done with the help of many ways. There is not just one option to do so. We can do it with a credit or debit card, which many of us know. We can also link our bank account to add money to Apple Pay. 

Or we can do it with the help of any friend or family. For example, we can simply ask them to send money, which will also save our time.  

● First, we need to set up Apple Pay Cash. 

● Open Wallet App.

● After that, we will add money by clicking add money and then entering your account and amount.

● Then we can check the balance. 

● Go to Apple Pay Cash Card. Under the add money option, check the balance.

How to Add Money to Apple Pay without a Debit Card

Now we know How to add money to Apple Pay, so we will discuss How to Add Money to Apple Pay without a Debit Card. 

● The first thing to do is to open Settings. 

● After that, go to the Apple Wallet App.

● Find the Apple Cash card option.

● Click on add money.

● Add how much you want to add.

● Confirm the process.

We can easily add money to Apple Pay without a debit card. It isn’t always necessary to do it with a Debit card. 

How to Add Money to Apple Pay – Conclusion

Apple Pay is a very smooth and easy way for us, and it makes the checkout process very easy without the hassle of bringing the card with us. But it has some drawbacks, just like anything else in the world, which can’t be ignored. 

The first thing is that though we are told that it will save our time on checkout, this is not true Apple Pay also has many steps to follow, which makes it equal to the time we spend on swiping the cards. 

Other than that, if the iPhone, Ipad, or Apple Watch is lost or got stolen, what are we going to do in that case? Even though our phone is protected with a passcode, they can still have our billing address and the last four digits of our cards. Another thing is that even if we instantly get a notification that we are paid, Apple Pay still doesn’t pay us that fast.

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So these are the things that we should all be aware of, along with many advantages of Apple Pay, but these are also some essential things that cannot be ignored. 

The last thing is if the iPhone is lost or stolen, we can use the Find my iPhone services on any other device, and with the help of that, we can shut down your transactions which is pretty awesome, so next time we are in such a situation, we shouldn’t forget to use this feature to avoid further loss. Now you know how to add money to Apple Pay.

Notice: The information in this article and the links provided are for general information purposes only and should not constitute any financial or investment advice. We advise you to do your own research or consult a professional before making financial decisions. Please acknowledge that we are not responsible for any loss caused by any information present on this website.
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